9 May

Okay. Medicare

by Jon Katz
Okay. Medicare

I did not ever quite imagine the day when I would be signing up for Medicare. That day has come. I do know that live moves very rapidly, which is why it is so important to live it well and thoughtfully, and to not waste it in argument, anxiety or regret.

I have to confess that in our culture, I am always a little wary of writing about aging. In America, we do not value the elderly, as we will not be buying things for 60 or 70 years (hopefully.) We are not considered wise and benign resources, but a murderous drain on the national treasury.

People who are aging in America are trivialized, patronized and exploited in so many ways. They do not generally make movies, music or books for us.  We are relentlessly ghetto-ized, portrayed in novels as disintegrating freaks, labeled “seniors,” bombarded with insurance offers and medical tests, pills and procedures, and then herded whenever possible into isolated communities often to live out Mary Shelley’s worst and most prescient  nightmares. The elderly are manipulated into needing things, then blamed for bankrupting everyone else.

We are much kinder to dogs when they get old than people. I remember wishing that Rose could do for me what I ended up doing for her. Letting her go in comfort and dignity.  If you aren’t having that friendly talk with your doctor about diapers or Viagra, you might as well go and shut up. I plan on doing better. I was thinking this weekend about Willy Loman from “Death Of A Salesman” which I saw on Sunday. A tough play for somebody getting older. Will I be remembered? Will my 22 books be taken into account? Will I be pushed aside and marginalized, and not realize it?

Signing up for Medicare is not that simple.  There is not much that is simple in our world. There are many options, plans and decisions. One can plunge into the phone trees of the Social Security System, or navigate the ostensibly simple, but never simple online application forms. Medicare is not free, nor are the many options it spawns. I am in Day 6 of the application process, awaiting a telephone call from my local Social Security Office with some questions about my application. The easy-to-use online check-your-application service is not in service.  Good luck in calling them back.  My daughter was shocked that I even applied. “I would have thought you would have told them to bug off,” she said. I smiled. I wish. I might be crazy, but am not that dumb.

This is a sobering, interesting landmark for me. A considered life needs to be considered, and I am often considering how I want to age. I want to do it in the open and not be ashamed of it. I don’t want Maria to think of me as an old man, yet I do appreciate the dignity and humor and perspective that comes with age. For men at least, I think a lot of the worst genes just die out and you can actually try and be human. I want avoid the medical system that seems to suck up many elderly people and dry them out. I want to be thoughtful about how I wish to die. I want to do a thousand things I have not done before and do them well. My first act as an official senior, I think, is to be gracious and patient about signing up for Medicare. It will happen. And think how prepared I will be when the time comes to file for my Social Security benefits.

Someone e-mailed me and asked if I was troubled at the idea of getting another dog as I approach 65. No, I told her. I am not. I am troubled by the idea that somebody who is 65 would even hesitate about getting a dog. I hope he can keep up with me.

9 May

New Bedlam Farm: Step-By-Step. Mortgage Approved

by Jon Katz
Step By Step. Mortgage Approved

Maria and I are changing our lives, moving forward, and as with almost everything in life, there is a choice. And it often has to do with fear and conventional wisdom. In moving to our New Bedlam Farm, we have chosen to go forward.  We were told that the proper way to do it was to sell our farm, look for a new house, get a mortgage. We did not do it that way.

We put the farm up for sale.  We got a dumpster and cleared out the farmhouse. We made a dozen trips to the Salvation Army. We found a home we love. We made an offer. It was accepted. Last week I applied for a mortgage loan, and Monday it was approved. The paperwork will be done in a couple of weeks.  Running around New York, I was trading e-mails with my banker and by mid-afternoon, we accepted the loan offer. Step-by-step.

We have not yet sold Bedlam Farm and there are many warnings and cautions. What about this market? This economy? The imminent arrival of Armageddon and the collapse of the global economy, the cost of health care, the biological structure of the earth, the rise of extremist politics, and the demise of  life as we know it? We have decided on the other path. Move ahead. Selling the farm is just another step. Like the others, it will happen when it is ready to happen.

We have chosen to bubble forth, as it were. By this Fall, we expect to have our donkeys, dogs and sheep, chickens and barn cats,  Rocky the pony,  (and our new dog, Red) in the New Bedlam Farm, one way or the other. I love having a mortgage in hand, ready to go. When the lucky person who buys Bedlam Farm shows up to love this place, we will be ready to go.

So much of life is a choice in this way, at least for me. Many obstacles, many surprises. I never imagined selling Bedlam Farm. I did not expect to get divorced and alter my financial life. I did not expected publishing to re-invent itself.  I did not expect the Great Recession, or the trauma in the real estate market. I did not imagine I would have an E-book original on the market in August that will sell for the price of a good cup of coffee. I did not expect to lose Rose and Izzy within a few months of one another. This is life. This is the nature of life. I can succumb to the fear and the warnings, or I can go forward and live. I will not live a small life, or a life in fear and caution. I am grateful for my mortgage. Can’t wait to lock it in at a good rate and to live in the New Bedlam Farm.

 

Email SignupFree Email Signup